<p>Morrison Foerster’s <em>Government Contracts Insights</em> provides our in-depth analysis of developments and trends impacting government contracting. Through <em>Insights</em>, our attorneys offer a real-time assessment of the statutory, regulatory, legal, and business-related developments and trends that are shaping the industry. We also examine a full array of non-U.S. public procurement issues, mindful that our clients compete in a global marketplace.</p><p>Morrison Foerster’s nationally recognized Government Contracts and Public Procurement practice represents the world’s leading companies in the aerospace and defense, intelligence, cybersecurity, information technology, financial and professional services, education, healthcare, infrastructure, and logistics support sectors. We are enlisted to address our clients’ most complex and important legal issues. Our work includes contract and subcontract negotiation and other transactional matters, business and regulatory compliance counseling, internal investigations, bid protests, and a wide array of enforcement and litigation matters. Our clients range from Fortune 50 companies to small and medium-sized companies just entering the public sector. We advise both U.S. and non-U.S. companies involved in municipal, state, federal, and non-U.S. procurement matters.</p><h2>ABOUT MORRISON FOERSTER</h2><p><span>Morrison Foerster is a leading global law firm that transforms complexity into advantage for its clients. Our clients include some of the largest financial institutions, banks, consulting and accounting firms, and Fortune 100, technology, and life sciences companies.</span> <span>Highlighting the firm’s commitment to client service, leadership in market-changing deals and impact litigation, and values-based culture, Morrison Foerster has been repeatedly recognized as one of the top 10 firms on <em>The American Lawyer</em>’s A-List</span><span>. Year after year, the firm receives significant recognition from </span><em>Chambers</em><span> and </span><em>The Legal 500</em><span> across their various guides, including Global, USA, Asia‑Pacific, Europe, UK, Latin America, and FinTech Legal. Our lawyers passionately care about delivering legal excellence while living our values. Morrison Foerster has a long-standing commitment to creating a culture that respects and celebrates differences, while providing an inclusive environment. The firm has achieved Mansfield Certification Plus since 2018 as a result of successfully reaching at least 30 percent women, communities of color, and LGBTQ+ lawyer representation in a notable number of current leadership roles and committees. The firm also has a long history of commitment to the community and society through providing pro bono legal services, including litigating for civil rights and civil liberties, improving public education and fostering the wellbeing of children, advocating for veterans, promoting international human rights, enforcing the right to asylum, and safeguarding the environment.</span></p>

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<p>Tina is Co-chair of Morrison Foerster’s Government Contracts & Public Procurement practice. She represents a wide variety of government contractors including information technology, defense, biotechnology, and pharmaceutical companies, with a focus on general contract counseling and compliance, particularly concerning intellectual property, and cybersecurity matters and federal grant funding.</p><p>Tina counsels contractors on compliance with federal, state and local acquisition and ethics regulations and with the evolving myriad of requirements pertaining to data security and cybersecurity. She has been involved with numerous internal investigations and compliance reviews, and with mandatory and voluntary disclosures to agencies, and litigation of False Claims Act matters.</p><p>Tina routinely advises clients concerning:</p><ul><li>Prime-subcontractor relationships</li><li>Sources of supply and country of origin requirements</li><li>Price reductions and price reporting issues</li><li>Organizational conflicts of interest</li><li>Safeguarding of intellectual property and other proprietary interests</li><li>Licensing and data rights issues</li><li>Handling of classified materials and controlled unclassified information</li><li>Agency suspension and debarment proceedings</li></ul><p>She also assists clients with due diligence and other activities related to the acquisition of government contracting concerns, and with the drafting and negotiation of teaming agreements, subcontracts, licensing agreements, and cooperative research and development agreements. She also assists clients applying for federal grants (including SBIR and STTR agreements), and those who seek to obtain other transactional authority agreements, as well as those competing for state and local government work.</p><p>Tina’s litigation experience includes government contracts claims litigation in federal courts and before boards of contract appeals, bid protests before the Government Accountability Office and the Court of Federal Claims, and complex disputes in federal courts, including civil fraud and False Claims Act litigation and reverse Freedom of Information Act litigation.</p><p>Prior to joining Morrison Foerster, Tina worked at another large national firm and as a trial attorney in the Office of the General Counsel of the Navy, Navy Litigation Office.</p><h4>Representative Experience</h4><ul><li>Negotiation of largest CHIPS Act federal funding agreement between multinational semiconductor corporation and U.S. Department of Commerce.</li><li>Negotiated prime contract and major subcontracts related to the Department of Energy’s next generation supercomputer program, including extensive IP rights negotiations and negotiation of associated patent rights waivers.</li><li>Negotiated series of other transaction authority agreements with DARPA and associated subcontracts with more than a dozen research universities on behalf of a firm biotech client, including complex IP rights allocations and material transfer agreements.</li><li>Assist clients with FedRAMP authorization process and with development of license agreements for software products sold to federal, state and local government agencies.</li><li>Cyber incident response counseling to some of the largest companies and organizations impacted by security incidents.</li><li>Advises clients on Bayh-Dole reporting of inventions and IP strategies for contracts and grants.</li><li>Conducts due diligence for major government contract mergers and acquisitions.</li></ul>

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<p>Tina is co-chair of Morrison Foerster’s Government Contracts & Public Procurement practice. She counsels a wide variety of government contractors on compliance with federal acquisition and ethics regulations. She drafts and negotiates contracts on their behalf and has been involved with numerous internal investigations and compliance reviews, and with bid protest, contract claims, and False Claims Act litigation. She also advises on M&A transactions involving government contractors.</p>

Tina D. Reynolds

<p>Jim Tucker is of counsel in Morrison Foerster’s Government Contracts and Public Procurement Practice Group and is based in the firm’s Washington, D.C. office.</p><p>Jim’s practice runs the gamut of litigation and counseling in federal procurement matters, with an emphasis on bid protests, Cost Accounting Standards disputes, and small business matters. He has represented both protesters and awardees in scores of protests before the Government Accountability Office, the Court of Federal Claims, and procuring agencies, in acquisitions ranging from small business procurements to multibillion-dollar contracts of global significance. His representative protest matters span the aerospace sector, the Intelligence Community, base operations and logistics, healthcare, nuclear and environmental work, and information technology and software acquisitions. His protests have included both classified and unclassified programs. In addition to prevailing in published decisions, Jim has also secured favorable corrective action on behalf of clients in a wide variety of protests that were resolved without a published decision.</p><p>Jim’s work also focuses on disputes over cost allowability and compliance with the Cost Accounting Standards, and he has appeared before the Armed Services and Civilian Boards of Contract Appeals, in size and status protests before Small Business Administration (SBA) area offices, and appeals before the SBA Office of Hearings and Appeals. Jim regularly counsels clients on contract interpretation, organizational conflicts of interest, and small business compliance.</p><p>Jim graduated with high honors from the George Washington University Law School, where he focused his studies on federal procurement law, was a member of the <em>Law Review</em>, and interned with the General Services Administration’s suspension and debarment office. Jim also holds a degree in theology magna cum laude from the Pontifical Gregorian University in Rome and a bachelor’s degree in classical languages and literature summa cum laude from the University of Kentucky, where he graduated Phi Beta Kappa.</p>

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<p>Jim maintains an active practice in bid protests before the Government Accountability Office and contracting agencies and counsels clients in contract disputes and compliance obligations.</p>

<p>Jim Tucker is of counsel in Morrison Foerster’s Government Contracts and Public Procurement Practice Group and is based in the firm’s Washington, D.C. office. Jim’s practice runs the gamut of litigation and counseling in federal procurement matters, with an emphasis on bid protests, Cost Accounting Standards disputes, and small business matters.</p>

James Tucker

<div style="margin-bottom: 15px;" class="videoWrapper"><span class='youtube-wrapper'><iframe class="sticky-video" title="Meet Alex Ward, Government Contracts Practice Co-Chair" src="https://www.youtube-nocookie.com/embed/TkliwdSlTaQ?rel=0" frameborder="0" allow="autoplay; encrypted-media" allowfullscreen="1" title="iframe"></iframe></span></div><p>J. Alex Ward is co-chair of Morrison Foerster’s Government Contracts and Public Procurement group. His practice covers a full range of government contracts matters, including investigations, bid protests, claims, general litigation, corporate transactions, and counseling. Alex strives in all matters is to provide his clients the highest level of efficient and effective representation.</p><p>Alex represents contractors in internal and external investigations, disclosures to the government, and qui tam litigation, with great success in reducing or eliminating his clients’ exposure through active engagement with the government. His work in this area includes obtaining numerous declinations and dismissals of False Claims Act cases in their earliest stages, sparing his clients the cost, risk, and exposure of litigation.</p><p>He has also served as lead counsel in dozens of bid protests involving military and civilian agency procurements of a wide range of products and services, including all manner of pre- and post-award protests in the GAO, the U.S. Court of Federal Claims, and state tribunals, as well as appeals to the U.S. Court of Appeals for the Federal Circuit and size protest appeals before the SBA’s Office of Hearings and Appeals.</p><p>Alex handles all aspects of the claims process, from the initial assessment and drafting of requests for equitable adjustment through litigation in the Boards of Contract Appeals and the Court of Federal Claims. Alex’s practice also covers the full gamut of other controversies confronting government contractors, including prime-sub, teaming partner, employer-employee, competitor, and indemnification disputes. His litigation work also includes a wide variety of pro bono engagements, in which he has represented both individual and institutional clients in matters ranging from immigration and criminal defense to sustainable procurement and protection of the environment.</p><p>Prior to joining the firm, Alex served in the U.S. Army as a commissioned officer and an Assistant to the General Counsel of the Army responsible for civil works and international matters, and as a clerk for judges on the U.S. Courts of Appeals for the Armed Forces and the D.C. Circuit. He is a member of the Boards of the Morrison & Foerster Foundation and the Chesapeake Bay Foundation and of Law360’s Government Contracts Editorial Board.</p>

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<p>Alex is co-chair of Morrison Foerster’s Government Contracts and Public Procurement practice. His practice covers a full range of government contracts matters, including bid protests, claims, investigations, corporate transactions, and counseling.</p>

J. Alex Ward

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<p class="p1"><span class="s1">Morrison Foerster’s <em>Government Contracts Insights</em> blog provides an in-depth analysis of news, developments, and trends impacting government contracting and procurement. Through <em>Insights</em>, attorneys from our nationally recognized Government Contracts and Public Procurement practice will offer a real-time assessment of the statutory, regulatory, legal, and business-related developments that are shaping the industry. This blog will also examine a full array of U.S. and non-U.S. public procurement issues, mindful that our clients compete in a global marketplace.</span></p><p class="p1">Read about our <a href="http://govcon.mofo.com/editors/">Authors</a>.</p><p class="p1">Never miss a post. Subscribe to get real-time updates.</p>

<p><span>Brad is a partner in Morrison Foerster’s Litigation Department, Managing Partner of the Austin office, and Chair of the firm’s Israel practice. He is the former Co-Chair of the firm’s Global Litigation Practice and the Government Contracts + Public Procurement Practice. </span></p>

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Access to Capital-Funding Opportunities for Minority-Owned Businesses in Government Procurement (Guide 4 of 4)

Access to Capital-Funding Opportunities for Minority-Owned Businesses in Government Procurement (Guide 4 of 4) | Government Contracts Insights

Damien C. Specht

Alissandra Young McCann

Roke Iko

<p>Capital is the lifeblood of small businesses and fundamental to their formation and growth. However, obtaining capital can be difficult for minority-owned business enterprises (MBEs), as a lack of access to capital is one of the primary barriers for MBEs hoping to enter the government contracting world. Access to capital and access to contracts form a symbiotic relationship: MBEs need both simultaneously to survive. They seldom arrive at the same time, however.  MBEs often lack access to capital both at startup and in subsequent years, making it difficult to compete for government contracts.  According to a study by Stanford Institute for Economic Policy Research, the average MBE has $500 of outside equity at its foundation compared to $18,500 for non-MBEs.</p><h4>Challenges that MBEs face</h4><ul><li>Lower personal wealth levels are a barrier to entry</li><li>MBEs may receive lower loan amounts than non-MBES, are more likely to be denied loans, and are more likely not to apply for loans because of rejection fears.</li></ul><p>The federal government has established a number of programs to attempt to redress this imbalance.  Federal SBA-backed loans are three times more likely to go to MBEs than conventional loans.</p><h2>SBA LOAN PROGRAMS</h2><h4>What type of funding is this?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Primary program for providing financial assistance to small business.  <br> Provided by private lenders (usually banks) & partially guaranteed by SBA</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Similar to the 7(a) standard program but provides funding much faster</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Provides small businesses with long-term, fixed-rate financing  <br> Loans are made through partnership with a non-profit certified development company (CDC) & a private lender  <br> CDC provides 40% of total project costs (SBA guaranteed), lender covers up to 50%, and borrower contributes 10-20%</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Smaller loans made by non-profit community-based organizations</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Offers loans through mission-oriented lenders (usually nonprofit financial intermediaries)  <br> Lenders are required to make at least 60% of loans in underserved markets</td></tr></tbody></table><h4>What can this funding be used for?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Wide range of purposes including new construction, expansion/renovation</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Wide range of purposes including new construction, expansion/renovation</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Useful to acquire fixed assets for expansion or modernization and owner-occupied real estate</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Working capital, supplies, machinery, equipment</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Working capital, equipment, real estate</td></tr></tbody></table><h4>Who qualifies for this funding</h4><p>Business must (1) be a small business under SBA lending size standards (which differ from contract standards), (2) must  be unable to get similar financing elsewhere, (3) must demonstrate it can repay the loan, (4) the owner must invest their own money in the business, (5) must have good credit. Often borrowers must contribute a down payment of up to 10%.</p><p>SBA lenders may have additional criteria as well including capital requirements & collateral.</p><h4>How much funding is available to MBEs?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Up to $5 million</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Up to $350,000 available; temporarily raised to $1 million from CARES Act</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">No cap on the loan, depends on the project size, but maximum SBA contribution is up to $5 million</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">From $500 to $50,000</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">From $50,000  to $250,000</td></tr></tbody></table><h4>What are the repayment terms?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Offers 10-year repayment period, with extensions for loans for equipment & real estate (25 years)</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Offers 10-year repayment period, with extensions for loans for equipment & real estate (25 years)</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Loan repayment period is 10-25 years</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">6 year repayment period, may require you to engage in additional training programs</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Maximum 10 years for working capital & up to 25 years/or life of the asset for fixed asset purchase</td></tr></tbody></table><h4>What are the benefits of this funding?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Moderate interest rates (5.5-11.25%), can be negotiated</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Moderate interest rates (7.75% to 9.75%), can be negotiated  <br> Fast turnaround for approval (24-48 hours)  <br> SBA guarantee ensures a higher approval rate</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Lowest interest rates ~(2.2 to 2.3%), can be negotiated  <br> Longer terms can help free up cash flow for small businesses</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Moderate interest rates, 7.75%-8.5%) can be negotiated  <br> Easily accessible (<a href="https://fas.org/sgp/crs/misc/R41057.pdf">MBEs received 48% of microloans in 2018</a>), may not require collateral and are amenable to borrowers who are rebuilding their credit</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Moderate interest rates (7%-10%)  <br> Offers management & technical assistance  <br> Access to affordable credit</td></tr></tbody></table><h4>What are the drawbacks?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Longer approval process</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">SBA guarantees only up to 50% of Express Loans  <br> More difficult to obtain than traditional SBA loans for early-stage companies, thus lower odds of approval</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">More stringent requirements (credit & solid financials) than other SBA loans  <br> Owners are required to guarantee at least 20 percent of loan  <br> Cannot be used to buy inventory, consolidate debt</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Cannot be used for real estate or to repay debt  <br> Longer approval process  <br> Borrowers must sign a personal guarantee</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">Lower amount of funding available</td></tr></tbody></table><h4>How do I apply?</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;"><p>7(a) Loan Application Checklist</p></td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;"><p>SBA Express Loan Program</p></td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;"><p>SBA 504 Loans</p></td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;"><p>Contact your local SBA District Office & reach out to a Microloan Intermediary Lenders</p></td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;"><p>Contact your local SBA District Office</p></td></tr></tbody></table><h4>Additional info</h4><table><tbody><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 7(a) Standard Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">—</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Express Loans</td><td width="504" style="width: undefined%; height: auto;height: auto;">The amount available to MBEs is highly dependent on the lender</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA 504 Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">CDCs are more likely to approve loans that help meet a public policy goal, including revitalizing a community, updating facilities to meet health & safety requirements, or increasing MBEs</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">SBA Microloans</td><td width="504" style="width: undefined%; height: auto;height: auto;">Microloans are designed to assist early-stage businesses, particularly owned by women, low-income, veteran, and MBEs;</td></tr><tr><td width="186" style="width: undefined%; height: auto;height: auto;">Community Advantage Loan</td><td width="504" style="width: undefined%; height: auto;height: auto;">—</td></tr></tbody></table><p>Certification and verification of MBEs will also help firms compete in more state and local government procurement. Contact the National Minority Supplier Development Council for more information.</p>

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